One advantage of using our service is that we will SAVE YOU the time and effort in looking for the right lender and the best product. With many of Australia's leading banks and lenders on our panel, we'll find the best ING Direct home loan that's suitable for YOU.

We will also do all the loan comparisons. There are loans on the market that will save YOU thousands of dollars and help YOU own your home sooner!

What is an ING Direct Home Loan?

A ING Direct home loan is a long-term loan that is usually based over 25 or 30 years, and is sometimes also referred to as a "mortgage". Crown has access to over 30 different lenders including the major banks and, with over several hundred mortgage products, there isn't a product that we cannot source! Best of all, you don't even have to leave your place of residence as we will send a home loan coach out to see you in the comfort of your own home at a time that suits you.

How does an ING Direct Home Loan work?

A basic ING Direct home loan is made up of Principal & Interest (P&I) repayments. Principal is the amount that you borrow and Interest is the amount of bank profit in the deal. At the start of your home loan, the bulk of your repayments will go in interest (bank profit) and not much will come off the principal. As you reduce the principal, your interest charges fall until the loan is eventually paid off. Your home loan will no doubt be the biggest debt you will ever have and it is structured to be paid off over an extended period of time. The bank will usually use your home as security for the loan.

Example of a standard ING Direct Home Loan?

If you were to borrow $100,000 with an interest rate of 7% over a term of 25 years, you'll end up paying back to the bank $212,100; $112,100 is interest and $100,000 is principal.

A Crown Home Loan coach will be able to show you the newest and best home loans on the market, which have the lowest amount of interest (bank profit) in them. This means you will be out of debt sooner and you will be paying less per month.

"I am pleased to endorse your companies friendly and efficient service. I was originally attracted by your informative and well-designed website. The professional feel was very apparent. My initial inquiry was answered promptly and the following discussions with Scott were very helpful. My actual application was processed very quickly, Scott and staff helped to sort out some of the inevitable glitches with the lending institution. I was very impressed with the prompt attention by your team in arranging an agreed valuation of my property. Most of all, I was pleased to note that you quickly understood my particular situation and my individual finance needs. I found your company is innovative, responsive and dedicated to getting it right the first time - a refreshing change!" L. Smith - Mt Lawley, WA

"I can thoroughly recommend your company to all. It took me a little longer than I expected to make the final decision to buy, and throughout the whole protracted affair Scott was there patiently offering support, continually updating my details and advising of the best available options. I sincerely thank Scott and his team for the patience and timely support that they provided. " A & J Rivers - Maroochydore, QLD