All too often we come across clients who are either uninsured or under-insured. Unfortunately there are no guarantees in life, and any one of a number of events can place you and your family in a financially disastrous position. Unexpected events such as accident and illness are all situations worthy of being catered for by insurance.

There are a number of key insurance areas where Crown Wealth Management can provide you with assistance. The information below details information on types of insurance cover, what benefits they provide, the cost, and what you should look for in the policy.

Income Protection

Of all the assets you have, the ABILITY TO EARN INCOME is one of the most important. Without a regular income, maintaining your loan would not be possible. Hence, Crown Investment & Financial Services recommend that you have adequate insurance to protect your income and to protect your family's security. Therefore, in the event that you become injured or ill, and are unable to work for an extended period of time, a benefit will be paid to you (approx 75% of your gross income) enabling you to continue paying your mortgage and achieve your planned life objectives.

Life and Trauma Insurance

In a similar vein to income protection, life and trauma insurance gives you ADDITIONAL PROTECTION. In the unfortunate event that one of the bread winning parties dies or suffers a major medical crisis eg. heart attack, cancer or stroke, or some other ailment, your insurance cushions the loss. Life and Trauma Insurance provides a LUMP SUM PAYMENT which will enable you to pay out your mortgage as well as meet any unforeseen costs of medical treatment, rehabilitation etc. allowing you to recuperate without the pressure to return to work prematurely so as to meet cash flow requirements.

Crown Investment & Financial Services has seen the value for clients in holding appropriately designed insurance policies and strongly advise you to seek advice from us on all insurance matters to protect your family's future. If you are unsure as to what your ideal level of cover is, we can provide assistance. In order to us to determine your needs you will need to submit some details and we can provide you with a full report on the recommended level of cover and the premiums.

"I am pleased to endorse your companies friendly and efficient service. I was originally attracted by your informative and well-designed website. The professional feel was very apparent. My initial inquiry was answered promptly and the following discussions with Scott were very helpful. My actual application was processed very quickly, Scott and staff helped to sort out some of the inevitable glitches with the lending institution. I was very impressed with the prompt attention by your team in arranging an agreed valuation of my property. Most of all, I was pleased to note that you quickly understood my particular situation and my individual finance needs. I found your company is innovative, responsive and dedicated to getting it right the first time - a refreshing change!" L. Smith - Mt Lawley, WA

"I can thoroughly recommend your company to all. It took me a little longer than I expected to make the final decision to buy, and throughout the whole protracted affair Scott was there patiently offering support, continually updating my details and advising of the best available options. I sincerely thank Scott and his team for the patience and timely support that they provided. " A & J Rivers - Maroochydore, QLD